How Poor Investments Happen
Posted on 17. Aug, 2010 by Kyle Waller
Investors tend to do poorly when they react to what the market does instead of preparing for what may happen and taking advantage of long-term forecasts. With a reactionary attitude, investors will rarely do well.
2nd Quarter Market Landscape
Posted on 27. Jul, 2010 by wiserwealth
First-quarter gains have taken a huge hit against large declines in the second quarter. According to Morningstar’s ‘super sectors’ reports, Information is down 10.46%, Service 12.23%, and Manufacturing 10.92%. Some market data would suggest that an underlying cause of these losses is uncertainty in the market. (more…)
American Debt
Posted on 07. Jul, 2010 by wiserwealth
Debt, while once viewed as a negative for the average American, now seems to simply be a part of life. Using credit and having debt outstanding is normal now not only for the most people, but for the government as a whole. (more…)
Financial Reform Freedom?
Posted on 06. Jul, 2010 by Kyle Waller
The Senate sweats this week over the self imposed July 4th deadline for President Obama to sign the Financial Reform Overhaul Bill. The bill is reported to be over 2,000 pages, and reaches into every corner of the financial industry from credit card transactions to advisors. (more…)
Efficient Market Theory and ETFs
Posted on 03. Jun, 2010 by wiserwealth
One of the most popular ideas in the investing world, the Efficient Market Theory, argues, very simply, that a stock’s price equals its value. This would mean that a stock’s price reflects all publicly known data, including future expectations of the stock’s performance. (more…)
Letter to Clients – Crisis in Europe
Posted on 10. May, 2010 by Casey Smith
Dear Wiser Investor,
I am sure that the recent fallout in the market has many of you wondering what Greece has to do with US investors and how we can see a such a large decline in the stock market, even with job creation in the US. We will address that below. (more…)
The Unemployment Report – 5/7/10
Posted on 07. May, 2010 by Kyle Waller
Today at 8:30am the US employment report came out with some interesting results. Unemployment was up to 9.9%. However, there is some optimism contained within the increase. The consensus range was 9.6% to 9.8% with the prior numbers at 9.7%. (more…)
House Makes Death Tax Permanent Today
Posted on 03. Dec, 2009 by Casey Smith
Despite Republican efforts to do away with the Death Tax, the House voted to pass H.R. 4154 with a final vote of 225 to 200. H.R. 4151 will extend the 2009 3.5 million personal exemption (7.0 million per couple) and the 45% tax rate above those levels through 2010. (more…)
Death Tax Changes Uncertain
Posted on 14. Oct, 2009 by Casey Smith
I recently received an Estate Tax update from The Estate Plan (TEP). TEP cited Leimburg Associates, Inc as the source of the following information. Here is my summary. (more…)
Correlations of the Crash
Posted on 17. Aug, 2009 by Casey Smith
Correlation is generally defined as “the strength and direction of a linear relationship between two random variables“. (more…)



