Wiser Wealth Management, Inc has partnered with ASA ALPA to offer an annual 401k workshop. In this workshop, we teach the basics a 401k participant should know about building a portfolio to meet their objectives. From these workshops, we often get followup questions. It is our commitment to the Express Jet pilots and flight attendants to offer unbiased FREE 401k advice. Wiser Wealth consistently monitors the 401k plan choices for changes in fees, managers, portfolio changes and unusual performance. From this knowledge, we can give you our recommended portfolio allocations. Why is this free? Casey Smith, president of Wiser Wealth Management, is also a pilot for Express Jet and is the 401k Specialist for the ALPA Retirement and Insurance Committee. He is using his resources to help Express Jet employees have a better understanding of investing for the long term, thus improving their retirement portfolios.
CLICK HERE FOR EXPRESS JET RELATED FINANCIAL ARTICLES
OUR MODELS
The following asset allocation models were created by using Standard and Poors Target Risk Index’s. Individual funds to best match the allocation were chosen by analyzing long term performance, standard deviation, sharpe ratio and alpha. We strongly recommend that you speak with Casey Smith, ASA Alpa R&I 401k Specialist to discuss your investment objective and risk tolerance prior to using these models. Wiser Wealth Management 678.905.4450 Ext 1
AGGRESSIVE • GROWTH • MODERATE • CONSERVATIVE
OUR RESEARCH
MODEL PERFORMANCE & RISK ANALYSIS – as of 12/31/11
The following reports show the performance of the Wiser recommended risk adjusted models seen above. There is a lot of information within these reports that are important to portfolio building. Please call our office if you have any questions.
AGGRESSIVE • GROWTH • MODERATE • CONSERVATIVE
Through our professional subscription with Morningstar, we are able to offer the Express Jet pilots and flight attendants superior research to what is offered on the JP Morgan retire online site. The reports are broken down by asset class.
Large Cap • Mid Cap • Small Cap • International • Bonds • Skywest• Target Date Funds
ALPA 401k WORKSHOP
The 401k workshop is held each year in January or February. Class sizes are limited to 50 and usually run about three hours. In the past, we have offered a class during the weekday and one on the weekend. In case you missed it, here is a presentation for your review.
PILOT RETIREMENT CALCULATOR
Wiser Wealth has developed a retirement calculator for ASA Pilots. This retirement calculator takes into account a typical pilot’s career at ASA in that it includes your contractual raises, aircraft pay differences and employer matching. From what we can research, there is nothing like this available to any other pilot group.
Click Here to download the Pilot Retirement Calculator Excel File.
Pingback: ASA 401k: Janus Overseas Under Performance | Wiser Wealth Management, Inc
Pingback: ASA Express Jet 401k Plan Changes | Wiser Wealth Management, Inc