Tag Archives: Money
Financial Reform Freedom?
The Senate sweats this week over the self imposed July 4th deadline for President Obama to sign the Financial Reform Overhaul Bill. The bill is reported to be over 2,000 pages, and reaches into every corner of the financial industry from credit card transactions to advisors.
The bill ventures into some places where legislation has previously left alone. In many ways, the financial system needs some changes, however, for the most part, the Independence Day bill is more confusing than freedom-promoting. Continue reading
Efficient Market Theory and ETFs
One of the most popular ideas in the investing world, the Efficient Market Theory, argues, very simply, that a stock’s price equals its value. This would mean that a stock’s price reflects all publicly known data, including future expectations of the stock’s performance. Continue reading
Isaac Newton: The Investor
“Long ago, Sir Isaac Newton gave us three laws of motion, which were the work of genius.…
Posted in Articles, Economic Commentary, Personal Finance, Wiser Blog
Tagged etf, investing, Isaac Newton, Money, Stock Market Advice, stock market wisdom, Warren Buffet
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EAFE’s 2008 Currency Risk
2008 was a year of realized risk among many asset classes. It followed a period of lower volatility in many asset classes like foreign markets. …
Posted in Currency & Gold, Wiser Blog
Tagged Currency Risk, EAFE, efa, etf, foreign developed market index, foreign developed markets, Money, realized risk
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Commodities ETF: The Tax Difference
Commodity ETFs and ETNs have come a long way in recent years allowing investors to gain exposure to many commodity indexes ranging from very broad to very narrow. …
Diversification, Cost, and the Long Term: Part 1 Diversification
The title of this series is what we here at Wiser Wealth Management keep in mind when investing. I wanted to explain this and show how these simple words can lead to great investment results.…
A Sense of Optimism in the Air
Jack Bogle, Founder of Vanguard and creator of the first S&P 500 index fund has lived through 10 bear markets. He talked to the Associated Press about his thoughts.…
Posted in Economic Commentary, Wiser Blog
Tagged Asset Allocation, Bull Market, etf, investing, Jack Bogle, Money, retirement
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Fees Increase as Your Assets Decrease
An article in a local paper here in Atlanta, ‘Investors likely to face higher mutual fund fees” by Eileen Ambrose in which Ambrose details what Jeff Tjornehoj, a senior research analyst at Lipper, Inc, estimates that the average equity mutual will increase its expense ratio by .10%.…
Posted in Economic Commentary, Wiser Blog
Tagged investing, Money, Mutual Fund Fees, Retirment
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Market Timing This Market
Market Timing has been and will continue to be a difficult strategy (especially when its not your original strategy) and many have found this particularly true this year, whether it was going to cash the day before a huge market rally or deciding the market had hit the bottom and …
Posted in Economic Commentary, Wiser Blog
Tagged BGU, Direxion, ETF Investing, ETFs, ETNs, Market Timing, Money
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While I Was Gone: Target Funds
While I was out of town last week with my wife, several very interesting issues came into the ETF world; Target Date Funds.…
Uncovering The Uncorrelated Asset Class
2008 will be the first full year there has been ETFs tracking emerging market bond indexes. This is a very unique asset class.…
Municipal Bond Funds
Casey Smith, President of Wiser Wealth Management, and I were quoted in a recent article about municipal bond funds. Here’s a quote,…
Posted in Wiser Blog
Tagged Index Universe, Indexing, investing, Money, MUB, Munis, Retirement Investing, wiser wealth management
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‘Everything works much better when wrong decisions are punished and good decisions make you rich.” -Anna Schwartz
Read this Wall Street Journal interview with Anna Schwartz, a 92 year-old economist who has some real, honest , and unbiased wisdom about the financial system. …
Posted in Economic Commentary, Wiser Blog
Tagged Advice, Analysis, Anna Schwartz, Banking system, financial crisis, Government Regulation, investing, Money
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A Good Explaination of the Market Sell Off
Pat Dorsey, Director of Equity research at Morningstar, Inc, gives a great overview of some of the things that are driving prices away from the fundamentals and gives some good data about past bear markets.
Video: What’s Behind the Relentless Selling…
Buffett Buying In
Warren Buffett, famous investor and CEO of Berkshire Hathaway Inc., has been getting a lot of attention recently for his company’s large purchases in Financial Firms. He has also been very political during the election year. …
The Stock Market Fear Number
Since 1990, the CBOE has issued the volatility index, VIX. VIX is commonly called the ‘Fear Index’ because it tracks the amount of defensive options being bought at the CBOE. …
American Debt
Debt, while once viewed as a negative for the average American, now seems to simply be a part of life. Using credit and having debt outstanding is normal now not only for the most people, but for the government as a whole. The US federal government deficit is currently over $13 trillion and is growing by about $4.09 billion each day. To put this amount into perspective, with a $13 trillion debt obligation, each person in the world owes almost $2,000. That is $2,000 for 6.7 billion people. Continue reading →